Prosper

Understanding money in all its tedium is a necessary evil. If you ever want to have money, you have to be in charge. Here I talk about saving and investing money, but hopefully not so much that you all die of boredom.

Luxury Hotel Discounts

December 4, 2011

3 words: Brilliant Christmas Present! I wrote about stay-cation deals not long ago, because lots of us are choosing to holiday at home at the moment. However, the overseas holiday market isn’t exactly booming right now, which is why you can find so many great luxury hotel discounts on sites like KGBDeals, and my new [...]

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Extreme Couponing – The British Way

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First off, the term couponing comes from the states, and refers to people buying products with money off vouchers that come in newspapers. The extreme element, comes in because of a tv show that found people who took couponing to another level, and made it entertainment. E.g. someone buying a whole years supply of toilet [...]

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Nifty Tricks for Cheaper Car Insurance

October 21, 2011
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There’s no getting around it, the best way to get cheap car insurance is to shop around. Check all the price comparison websites, and then go back to your current insurer and ask them to beat your best quote. It’s not a quick process, so you don’t want to go through all that only to [...]

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No Normal Recession

October 8, 2011
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This week, David Cameron changed his party conference speech from “The only way out of a debt crisis is to deal with your debts. That means households – all of us – paying off the credit card and store card bills,” to, “The only way out of a debt crisis is to deal with your [...]

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Designer Discounts from Made.com

September 28, 2011
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Made.com have had an aggressive online ad campaign running for a while now. If you haven’t seen the ads yet, you’re obviously not on the internet as much as me, well done you! The basic idea behind Made, is designer looking furniture, at very low prices, as long as you’re prepared to wait a while [...]

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Staycation Deals

September 25, 2011
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Although a relatively new word, the stay-cation is not a new concept, it’s the original holiday. Before packages to the Costas, most Brits took our holidays in Britain, and with another financial crisis looming, I expect we’ll be doing so again for the next few years. Thankfully, the standard of accommodation in Britain has improved [...]

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Debt Repayment – The Smart Way

June 22, 2011

Most of us have been there, your boiler broke and you needed to pay the plumber on your credit card, but now you need to pay that debt off. Paying off your credit cards needn’t take forever, as long as you follow the golden rules for debt repayment. Always pay more than the minimum Minimum [...]

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Dear Former Self

April 25, 2011

This is your 29 year old self talking. I’m going to let you in on a few money lessons that you are going to need sooner or later. If you take heed of these now, you’ll achieve your money goals earlier than you think is possible. If you don’t, you’ll achieved a safe level of [...]

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Romancing The Eureka! Moment

April 22, 2011
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“Wait until your company is earning money before you quit your day job.” This is one of those adages that is banded around a lot. On the face of it, it seems like good ol’ common sense. So I’m going to try and explain why someone might choose to ignore this advice, and leave their [...]

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Pareto Principle Application

April 20, 2011

“The Pareto Principle, or 80-20 rule, states that, for many events, roughly 80% of the effects come from 20% of the causes” Wikepedia The 80-20 rule is significant when trying to solve many a problem. If you’re worrying about the wrong things, you may find yourself banging your head against a brick wall. The Pareto [...]

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