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Prosper

Understanding money in all its tedium is a necessary evil. If you ever want to have money, you have to be in charge. Here I talk about saving and investing money, but hopefully not so much that you all die of boredom.

Types of Credit

February 17, 2012

The Oxford Dictionary defines credit as: “The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future” The offshoot of credit is unquestionably debt. It surprises me that people do not always equate financial services as credit, and therefore do not realise [...]

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Reducing Water Bills

February 6, 2012

This sudden cold spell has taken me off guard somewhat. I was born with the very British affliction of not being able to cope with extreme weather conditions. Hot, cold, wet, windy, it doesn’t matter, as soon as we’re out of mild, grey territory, I lose all feeling in my fingers, or something burns. I [...]

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How to Tackle Bad Credit

February 3, 2012
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There are many of us with a healthy disdain for credit cards, due possible, to a chequered history with them. Unfortunately, it’s not easy to get through life without credit, so what do we do when we feel our credit rating is holding us back? I was pleased when CompareTheMarket.com approached me with some great [...]

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Pre-Investment Basics

January 23, 2012

It doesn’t matter whether you’re investing in gold, finding your way around the property market, or dabbling with Exchange Traded Funds, there are some basic things that you need to know, before beginning to invest in anything. Understand Your Market There is an element of risk in every investment, some say the higher the risk, [...]

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Insider Tips for Cheaper Car Insurance

January 12, 2012
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I wrote a post a while ago called Nifty Tricks for Cheaper Car Insurance, this was picked up by Confused.com, who offered to chip in with their own insider tricks, on how to get the best car insurance quote possible. So here you have it, car insurance tips straight from the horses mouth… Car insurance: [...]

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iPhone 4S Contract Deals

December 7, 2011
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I’ve been using a Vodafone pay as you go sim card for a while now, with an old handset left over from my days working for Nokia. I wanted to upgrade to an iPhone 4S, with unlimited or near unlimited data as a priority. As you probably know, I hate credit. I’m not indifferent to [...]

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Luxury Hotel Discounts

December 4, 2011

3 words: Brilliant Christmas Present! I wrote about stay-cation deals not long ago, because lots of us are choosing to holiday at home at the moment. However, the overseas holiday market isn’t exactly booming right now, which is why you can find so many great luxury hotel discounts on sites like KGBDeals, and my new [...]

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Extreme Couponing – The British Way

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First off, the term couponing comes from the states, and refers to people buying products with money off vouchers that come in newspapers. The extreme element, comes in because of a tv show that found people who took couponing to another level, and made it entertainment. E.g. someone buying a whole years supply of toilet [...]

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Nifty Tricks for Cheaper Car Insurance

October 21, 2011
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There’s no getting around it, the best way to get cheap car insurance is to shop around. Check all the price comparison websites, and then go back to your current insurer and ask them to beat your best quote. It’s not a quick process, so you don’t want to go through all that only to [...]

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No Normal Recession

October 8, 2011
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This week, David Cameron changed his party conference speech from “The only way out of a debt crisis is to deal with your debts. That means households – all of us – paying off the credit card and store card bills,” to, “The only way out of a debt crisis is to deal with your [...]

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