About

Curb Your Consumerism is here to help readers live a better life on less. You’ll find a heavy emphasis on saving money on what you need, in order to afford the lifestyle that you want.

What Can You Expect From CYC?

  • Saving & Investment Tips
  • Healthy (& sometimes not so healthy) Recipes
  • Insights into lifestyle changes

“Think of it as a self-help blog with comfort food“

CYC Ethos

We’ve been brainwashed by an endless stream of marketing campaigns over the last few decades and have lost the good financial money sense that past generations grew up with. Now, our society is geared towards spending our way to happiness, which of course is a fundamentally flawed concept.

Why Should You Care?

As I’m updating this page on Wednesday 16th November two pieces of news are jumping out at me. The first is that the Bank of England has just announced a miserable forecast for the UKs Economy in 2012. We are in for an extended period of financial unrest. The second is that youth unemployment has topped 1 million. This is as a result of the former, companies are not employing, and unemployment is going up, which of course makes the future of the economy worse still. These two facts are bad news, very few of us will not be affected by this long-term recession.

Now is the time to be financially savvy!

Forget notions of convenience. Instant gratification is for the flash and the foolish.

Who’s behind Curb Your Consumerism?

Kate Edwards - Editor

Kate Edwards is the Editor and founder of CYC.

I spent the first 10 years of my working life thinking that financial comfort was just around the corner. I was going to get a promotion, and at that point, I’d have money left over, after my living costs, to save. At the beginning, I could only put a away a really small amount each month, so what was the point in bothering? I was a first rate consumer, I consumed as much as I could afford, and often a bit more. I’d binge on pay day, and spend the rest of the month thinking that I didn’t earn enough to live on. This pattern didn’t change when the promotions came, I still spent just beyond my means.

So what changed? Well, I started to realise that my house was full of things that I neither needed, nor used. Added up, these things came to a lot of money. Once I’d accepted this, I started to see other areas in my life where I was overspending. I realised that if I had a different outlook, I could have already achieved a comfortable level of financial security.

I have since changed my behaviour, and reached a point in my life where I don’t have to go without. Part of that is my realising that I no longer need as much ‘stuff’, and if I want something that I can’t afford, I save up for it. I can now confidently say that I am no longer a victim of consumerism. I started Curb Your Consumerism to document the theory and practices behind my change in behaviour.

CYC is not about frugality for frugality’s sake. It’s more about being financially savvy, and prioritising to achieve a better lifestyle. Sometimes you have to go without in order to attain a distant goal, however often you can find cheaper alternatives that are just as good as the “convenient” option, so you don’t have to go without.

Keep Up

If you’d like to join the Curb Your Consumerism email list to keep up to date with the latest from the world of unashamedly sexy personal finance. Enter your details at the top of the sidebar on the right, and hit Join the list.

Alternatively subscribe to the CYC RSS feed.

Speak Up

Lastly, I’m always game to hear more about my readers, so get in touch and tell me your story via Twitter or kate @ curbyourconsumerism.com.

xk

       

       
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